Business Loans | Kfis

Apply Now

Unsecured Business Loans

Upto ₹5 Crore in 24 Hours

Apply Now Secured & Unsecued Business Loans & Business loans without security for SMEs & MSMEs

Why Choose Kfis?

We Channeled With

Who Can Apply?

CIBIL Score of 700 or higher

Business operational for 2+ years

12 months bank statement

Monthly GST sales returns

Who can get Business Loan with Kfis?

Professional Doctors
Clinics & hospitals
Engineers, Architects, Chartered Acc
Manufacturers of Industries
Factory & Industries
Traders in All Sectors
Project contractors
Suppliers
Distributors & Dealers
Wholesalers & Retailers

Super markets
Showrooms
Boutiques
Hotels & Restaurants
Pharmacy
Schools & Colleges ( Trusts )
Business Consultants
Supply Chain & Logistics
Transport contractors
Information Technology (IT companies) Etc...

Business Loan Eligibility Criteria

Business Entity

Minimum Requirement

Documentation for Business Loan

Business registration documents & Company KYC
Promoters KYC.
MSME Registration Certificate of Business.
Last two years IT Returns.
Proof of own residence. Utility bill (EB bill copy).
The last 12 months of GST returns.
The 12 months of bank statements.

Secured & Unsecured Business loan

Secured Business Loans require collateral, which means that the borrower must provide an asset that the lender can claim if the loan is not repaid. This type of loan typically offers lower interest rates due to the reduced risk for lenders.

Unsecured Business Loans, on the other hand, do not require any collateral. This makes them an attractive option for many entrepreneurs who may not have valuable assets to pledge. Instead, these loans are granted based on the creditworthiness and financial stability of the business.

Kfis provides unsecured business loans up to ₹5 crores, ensuring quick access to funds without the burden of collateral.

Our Clients Reviews

      
   Kfis - Business Loan Upto 5Cr | MSME Loan | Home Loan | Loan Against Property | Mortgage Loan | Doctors Loan
   40 Google reviews 
  Write a review 
  
 
 
   
 
 
        
   Abishek G 
 2024-08-21
 
 
 Trustindex verifies that the original source of the review is Google. Kfis offers the best business loans in Chennai! Their quick approval and flexible repayment options helped me manage my cash flow effectively. 💼
  
 
       
   m sankar 
 2024-08-20
 
 
 Trustindex verifies that the original source of the review is Google. I highly recommend Kfis for business loans in Chennai! Their quick approval process and no collateral requirement made it easy for me to access funds.
  
 
       
   BN13_6032_KARAN 
 2024-08-20
 
 
 Trustindex verifies that the original source of the review is Google. I was amazed at how easy it was to get an unsecured business loan from Kfis! The documentation was minimal, and I got approval in just 72 hours. Great service! 🚀
  
 
       
   Valasubramanian Palanikumar 
 2024-08-20
 
 
 Trustindex verifies that the original source of the review is Google. Kfis made my business dreams come true! Their unsecured business loan process was seamless and quick. I received the funds I needed within 72 hours without any collateral. Highly recommend Kfis for anyone in Chennai! 🌟
  
 
       
   GR 010 RAJ 
 2024-08-20
 
 
 Trustindex verifies that the original source of the review is Google. Thanks to Kfis, I secured an MSME business loan effortlessly! Their team guided me through the entire process, making it stress-free. Now, my business is thriving! 💼
  
 
       
   Prasanna ag 
 2024-07-12
 
 
 Trustindex verifies that the original source of the review is Google. Very good service and solutions given by Asha Mam.Highly recommend them for all your Financial and Working Capital needs.
  
 
       
   sam mohan 
 2024-07-09
 
 
 Trustindex verifies that the original source of the review is Google. This is sam mohan from Jehovah Builders pvt ltd. We are doing a 35 villas project at iyyapanthangal and KFIS  helped us to get project funding with an NBFC Their entire team was very transparent ,follow ups were excellent and made us the loan process easier.
  
 
       
   Dharsan C 
 2024-04-20
 
 
 Trustindex verifies that the original source of the review is Google. The application process for a dropline overdraft loan is also much simpler and quicker than traditional loans. The requirements are not as strict and the approval process is faster. This was a huge relief for me, as I did not have to go through the lengthy and often frustrating process of obtaining a business loan.
  
 
       
   Anand K 
 2024-04-20
 
 
 Trustindex verifies that the original source of the review is Google. One of the biggest advantages of a cheque based business loan is the simplicity of its application process. Unlike traditional business loans, which require extensive documentation and underwriting, the cheque based loan only requires basic documentation, making it easier for businesses to qualify. This not only saves time but also reduces the stress and anxiety associated with applying for a loan.

Checkout The Latest Blogs

Our success is when our customers get the chance to exceed their expectations. Check out the latest blogs.

Top Business Ideas in Tamil Nadu for 2024

Home Blog Business Ideas in Tamil Ultimate Guide to Business Ideas in Tamil Nadu for 2024 Tamil Nadu, a state renowned for its rich cultural heritage and robust industrial framework, presents a myriad of opportunities for aspiring entrepreneurs. As we...

How To Get a Loan To Start a Business

Home Blog How To Get a Loan To Start a Business The Ultimate Guide to Securing a Loan to Start a Business Starting a business is an exhilarating journey filled with opportunities and challenges. One of the most critical aspects...

Frequently Asked Question

What is a business loan, and how can I apply for one at Kfis?

A business loan is a financial product designed to provide capital for various business needs without requiring collateral. To apply for a business loan at KFIS, you can follow their streamlined online application process, which involves filling out an application form and submitting necessary documents

Can I obtain an unsecured business loan without collateral?

Yes, KFIS offers unsecured business loans that do not require any collateral. These loans are based on the creditworthiness of your business and its annual revenue, allowing you to secure funds without risking your assets

What are the eligibility criteria for an MSME loan with Kfis?

To qualify for an MSME loan at KFIS, your business must be operational for at least 24 months, have a minimum monthly GST sales turnover of ₹20 lakhs, and maintain a CIBIL score above 700. The applicant must be between 18 and 65 years old

How quickly can I expect approval for my business loan application?

KFIS typically processes and approves business loans within 72 hours. This quick turnaround allows businesses to access funds promptly when needed

What documentation is required to apply for a business loan?

The documentation required includes KYC documents of the company and promoter, bank statements for the last 12 months, monthly GST sales returns, and the last two years of income tax returns. KFIS emphasizes a simple documentation process to facilitate quicker approvals

Are there flexible repayment options available for business loans at Kfis?

Yes, KFIS offers flexible repayment options tailored to your cash flow needs. Borrowers can typically choose from various repayment plans, including monthly EMIs, ensuring that the terms align with their financial situation

List of District We Serve Business Loans

Ariyalur
Chengalpattu
Chennai
Coimbatore
Cuddalore
Dharmapuri
Dindigul
Erode
Kallakurichi
Kancheepuram

Karur
Krishnagiri
Madurai
Mayiladuthurai
Nagapattinam
Kanniyakumari
Namakkal
Perambalur
Pudukottai

Ramanathapuram
Ranipet
Salem
Sivagangai
Tenkasi
Thanjavur
Theni
Thiruvallur
Thiruvarur

Thoothukudi
Trichirappalli
Thirunelveli
Tirupathur
Tiruppur
Tiruvannamalai
Nilgiris
Vellore
Viluppuram
Virudhunagar