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Loan Against Property

Turn Your Property into Capital – Get a Loan Against Property Now!

Drive Your Success with Robust Financial Backing.
Loan Against Property at Competitive Rates – Apply Now & Save More

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Business Loan in trichy
  • Self - Employed
  • Salaried

Registration: Must be registered under the category Proprietorship, Partnership, Private Limited, Limited company

Business Vintage: Any one of the proof must be older than 24 months GST, MSME UDYAM, IE Code, FSSAI, etc. are mandatory

Monthly Sales: The minimum sales volume of monthly GST returns more than 10L

CIBIL: Good CIBIL history of existing loan repayments

Identity Proof: Clear proof of identity, Signature and Present/Permanent Address [PAN & Aadhar (Mandatory), Driving License, Passport]

Business Registration: Any of [GST, MSME UDYAM, IE Code, FSSAI, etc. are mandatory]

Bank Statements: Business Current Account, OD/CC Accounts and all live business accounts for last 12 months

Tax Returns: Income Tax returns for Last 2 years

GST Returns: Monthly sales returns for last 12 months

Interest Rate: Starting from 12% P.A.

Processing Fee: Up to 2% of loan amount

Loan Tenure: Flexible tenure between 12 to 60 months

Prepayment: Charges as per policy guidelines

What Makes Kfis the Right Choice?

  • Understand Your Financial Needs
  • All Your Financial Needs,
    Right here
  • Variable Repayment Terms
  • Fast-Track and Timely Funding
  • Wide Range of Lending Options
  • Trusted and Professional Support

Loan Against Property: A Smart Way to Access Funds

A Loan Against Property is an excellent way to secure funds without having to part with your valuable asset. KFIS Strategic Finance Services provides this loan option, allowing you to access significant amounts of money by leveraging the value of your property. It’s a flexible and secure way to meet your financial needs.

When you choose a Loan Against Property with KFIS Strategic Finance Services, you benefit from competitive interest rates and easy repayment terms. This loan allows you to retain ownership of your property while enjoying the liquidity you need for various purposes.

KFIS Strategic Finance Services offers personalized guidance throughout the application process, ensuring you make informed decisions. A Loan Against Property can be a strategic solution to manage large expenses efficiently.

loan against property
mortgage loans

How to Get Approved for a Mortgage Loan Quickly

If you’re wondering how to get approved for a mortgage loan quickly, the key is to be prepared. KFIS Professional Finance Services can help streamline your approval process. Start by ensuring your credit score is in good shape, as this plays a major role in the decision-making process for mortgage lenders.

Next, gather all essential documents, such as proof of income, tax returns, and identification. Having these ready in advance can speed up the approval process for your mortgage loan. The quicker you submit your documents, the faster the decision.

By partnering with KFIS Professional Finance Services, you can enjoy expert guidance throughout the application. With their support, you’ll increase your chances of getting approved for a mortgage loan quickly and efficiently, bringing you closer to homeownership.

How to Choose the Best Home Loan for Your Dream Home

Choosing the right home loan is crucial to securing your dream home. How to choose the best home loan for your dream home involves evaluating factors such as interest rates, loan terms, and eligibility requirements. KFIS Financial Assistance simplifies this process by providing tailored advice based on your financial situation.

Before applying, assess your credit score, income, and debt-to-income ratio. This will help you determine the best loan option. KFIS Financial Assistance ensures you understand the full terms and conditions, allowing you to make a well-informed decision that aligns with your goals.

With KFIS Financial Assistance by your side, you can confidently select the ideal home loan for your dream home, making the path to homeownership clear and achievable.

apply loan against property

How to Apply for a Loan Against Property in 6 Easy Steps

Step 01

Eligibility Check

Step 02

Document Preparation

Step 03

Application Submission

Step 04

Document Verification

Step 05

Loan Approval & Offer Review

Step 06

Fund Disbursement

Loan Against Property Servicing Industry

  • Professional Doctors
  • Clinics & hospitals
  • Engineers, Architects, Chartered Acc
  • Manufactures
  • Factory & Industries
  • Traders in All Sectors
  • Suppliers
  • Distributors & Dealers
  • Wholesalers & Retailers
  • Real Estate Project ( Builders & Developers )
  • Government Contractors
  • Super markets
  • Showrooms
  • Boutiques
  • Hotels & Restaurants
  • Pharmacy
  • Schools & Colleges ( Trusts / Societies )
  • Business Consultants
  • Supply Chain & Logistics
  • Transport contractors
  • Information Technology (IT companies)
  • Etc...

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KFIS – Top Loan Distributor in Chennai, Tamil Nadu

KFIS – Chennai’s No.1 Loan Distributor in Tamil Nadu Home Business Loan Largest Loan Distributor in Chennai, Tamil Nadu Check Eligible Need money to grow your business or manage operations? KFIS is here to help! We’re proud to be Chennai’s...

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Frequently Asked Question

What Are the Key Features of an Unsecured Business Loan?

An unsecured business loan does not require collateral, making it suitable for small businesses. Key features include flexible repayment, quick approval, and eligibility based on credit history and income stability.

How Do I Apply for an Unsecured Business Loan?

You can apply by submitting an online application, providing KYC documents, income proofs, and business details. Lenders will assess your credit score and financial profile before approval.

Is Collateral Required for MSME Loans?

No, most MSME loans are collateral-free, especially under government-backed schemes. However, some lenders may require security depending on the loan amount and risk profile.

What Types of MSME Loans Are Available?

MSME loans include working capital loans, term loans, equipment loans, and government-subsidized loans under schemes like CGTMSE or PMEGP to support small enterprises.

What is the Maximum Loan Amount for Working Capital?

The maximum loan amount for working capital typically ranges from ₹10 lakhs to ₹5 crores, depending on the lender, business turnover, and repayment capacity.

Is Collateral Required for a Working Capital Loan?

Many working capital loans are unsecured for smaller amounts. Higher loan amounts may require collateral, depending on lender policies and borrower eligibility.

What is the Maximum Loan Amount for Machinery?

Machinery loans can go up to ₹1 crore or more, based on the equipment cost, business profile, and repayment ability. Some banks and NBFCs also offer flexible financing options.

What Are the Benefits of a Machinery Loan?

A machinery loan helps businesses upgrade equipment, improve productivity, and expand operations without draining working capital. It offers structured repayment options and tax benefits in some cases.

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